The Price of Beer

Woman:Do you drink beer? Man: Yes Woman:How many beers a day? Man:Usually about 3 Woman:How much do you pay per beer? Man: $5.00 which includes a tip (This is where it gets scary !) Woman:And how long have you been drinking? Man:About 20 years, I suppose Woman:So a beer costs $5 and you have 3 beers a day which puts your spending each month at $450. In one year, it would be approximately $5400 correct? Man:Correct Woman:If in 1 year you spend $5400, not accounting for inflation, the past 20 years puts your spending at $108,000, correct? Man:Correct Woman:Do you know that if you didn't drink so much beer, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 20 years, you could have now bought a Ferrari? Man:Do you drink beer? Woman:No Man:Where's your Ferrari?